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How Do You Like Your Money: In The Bank or In Your Hands?

At my last job, it was a complete nuisance to deposit my pay check every two weeks. Unfortunately, because I was a temp, I was unable to receive direct deposit. For some people, direct deposit is a nuisance to them. My…
How Much Have You Spent Today?

Holy guacamole, it's 4:26 PM on Day 1 of my personal finance blog, and I've already spent $68 bucks! I've never set a budget for myself, so I can't say that I've "blown my daily budget", but $68 feels awfully high fo…
The Most Expensive Item in Your Room

I recently moved back home to finish my University studies. I've been making a list of items I need to fancy up my room a little bit since its been a few years. I thought about what I could get and afford. I looked aro…
Remembering Your First Credit Card

Taking your first step into the big world is rough for a teenager, especially when it comes to financial obstacles they must face. They're now responsible for their own actions and pay for their own expenses. Often, th…
Identifying Bad Habits that Crush your Credit

Everyday we see those funny commercials about Free Credit Reports and how important it is to know how your credit is doing. I heard a funny statement over the radio the other day: "For young adults, its not about havin…
How Would You Cut Back After A Pay Cut?

A friend of mine works at a nonprofit, and today he found out that the entire staff of the company will have to take a 20% pay cut for the next two months. The amount they're cutting is about what he pays in rent eve…
How Much Lunch Money Is Eating Your Wallet?

On my way to the office today, I stumbled upon a deli that served a variety of lunch specials. From a big salad bar to fresh pizza, a handful of 12 o'clock workers went rampant filling up the store. I went ahead a purc…
Parents Are Saving Less for Children's College Education: Are They Selfish?

One of the things I always told myself I’d do when I’m a parent is save enough money to put my kids through college. My parents didn’t make enough money to help pay for my college education but I’d like to change tha…
When Buying in Bulk Backfires

You know people always tell you to buy things in bulk because they’re cheaper. Stores advertise it regularly and companies like Wal-Mart make a killing off of it. Well the problem with the buy bulk concept starts when…
Relationships Kill Your Bank Account

“If you had a girl, you’d have lost half of your bank account right now” Those are the words one of my best friends when I was in college. At the time I wasn’t dating anyone and was talking about this girl I met i…