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Save Money On Your Heating Bill!

Here are somethings I have read about how to save money on the heating bill in winter. Do you use any of them or have any to add? Minimize your use of ventilation fans such as bathroom fans and kitchen hood fans in…
Battle of the Online Budget Tools: Is Mint.com the Best?

Ahhhh budgeting. It's the backbone of personal finance, isn't it? And the biggest part of creating a budget is figuring out just where your money is going. And for that, I've tried so many different systems it's not …
Magazines: Do They Help...or Hinder?

I get a lot of great cost cutting ideas from magazines, but I also get a lot of "woe is me" from them. I will see "Budget Recipes" only $2.50 a plate. WTH not at my house. I mean I can make a meal for under $5 for the…
Groceries: Generic vs. Name Brands

I confess. I'm a macaroni and cheese snob. If it's not Kraft, I'm not interested. I'm also a Cheerios snob - Tasty-O's or Oat Rings just don't do it for me. My peanut butter has to be Jif or Skippy, and my cheese slic…
Netflix+Rhapsody+Xbox Live = $$$

One of the easiest ways to lose track of money that you're spending is by signing up for one too many monthly subscription services. Ten dollars a month here and fifteen a month there can end up costing more than you…
How Young Is Too Young...For A Bank Account?

Image Source I just turned 24 on Wednesday and realized that it’s been exactly 10 years since I got my very first bank account. When I turned 14, my mother insisted I start an account so I could learn how to manage m…
Do You Have a Special Moneybox When Saving Up For Something?

I bought a money box a few weeks ago. Both me and my mum have being looking for this type of money box for a while, where the only way to open it is to use either a can opener or some other tool.I am using my money box …
Stashed Cash: Do you have money for a rainy day?

The other day, in a comment I made, I had mentioned I only had about $1.40 in my bank account. (Oh the life of a poor college student) I started thinking about how a few months ago before I got laid off how I had a goo…
7 Hacks to Set Goals That Can Save You Money And Increase Your Savings

To make money savings you need something more than to spend less money. How much to save? Where to place them? How can you be sure that it will remain there «spared»? The first step is to set realistic goals, to keep …
How Cheap Is Too Cheap?

When it comes to being cheap, my family rules all. As a kid, I remember my father going from seller to seller to find the best price on a Christmas tree. I would whine and complain and say, "Let's just get one!" anno…