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Waiting For a Holiday Sale: Does It Save Money?

Every time a Holiday rolls around, it seems like the media is flooded with sales from cars to clothing, even deli meat at the local supermarket. I wonder what is it about having a holiday, which usually means a day off…
Dinner on a Budget: Steak & Potatoes

Serving delicious, yet inexpensive meals for your family isn’t difficult. It just takes time and a little extra planning. However, sometimes it’s easy to get stuck in a rut with meal-planning. I know from time-to-time I…
The Top Ten Budget Friendly Cities Around The World

Do you think your city is expensive? I recently found paying $2.25 for a train fare is over the top. Suddenly everything is going up from bottled water that I've seen as high as $2.00 to the shrinking dollar value men…
A College Students Daily Budget

Once you leave high school and enter the real world of college, suddenly, you are paying for everything.When you run out of shampoo, you don't tell your parents to pick one up after work. You're out on your own and it i…
Identifying Bad Habits that Crush your Credit

Everyday we see those funny commercials about Free Credit Reports and how important it is to know how your credit is doing. I heard a funny statement over the radio the other day: "For young adults, its not about havin…
What Do You Do With “Leftover” Money In Your Budget?

Have you ever gotten to the end of the month and found that you have “leftover” money to spend? If you’ve budgeted for any period of time, you know that expenses don’t always happen the way you plan them; in fact, som…
Budgeting For Christmas 2009: Are You Saving Yet?

Now is the time! If you haven’t begun saving for Christmas 2009, you better start soon! January and February have already come and gone, and now we’re into March. Just wait! Summer is creeping up on us. Vacations, fa…
Google Spreadsheet Budget Tutorial

I have recently made the transition from Microsoft Excel to Google Spreadsheets for my personal budget. Only recently had I learned that you can import your existing Excel budget into Google spreadsheets carring the…
The Forced Budget Plan To Keep You on Track & Save Money

A lot of people scoff at the idea of being as fiscally responsible as I suggest on this site. Ramen and PBR do get old after some time. So, here is a budget idea to help you save money, yet still allow for the extrava…
I'm Spending Money This Valentine's Day & I'm Not Feeling Guilty About It

My budget hates Valentine’s Day. But not this year! No- I haven’t come up with some magical formula that takes the money out of Valentine’s. There’s been a lot of buzz in the world of personal finance blogging about…