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Who Needs Senior Year Anyway?

Facing a $700 million budget deficit, Utah is contemplating saving money in a very creative way—by making senior year optional for high school students who have completed all the necessary credits, as reported in The…
Budget Problems: U.S. Awash In Debt

President Obama’s $3.8 trillion budget for 2011 spells out lots of red ink for our future. He inherited a $1.3 trillion dollar deficit (much of it “off the books” in the Bush administration), which represents 9% of our…
Foods to Freeze & Not to Freeze

Image Source A popular method for saving money is to buy and make food in bulk and then freeze it for later use. It's a great way to take advantage of sales at grocery stores or warehouse club shopping. And having pre…
Do You Pay Too Much for Rent?

In general, experts recommend that housing costs (rent or mortgage payments) not exceed 30% of your total after-tax income. That's not counting utilities, cable, etc. The idea is that even if you can make the payments…
Saving Money with the Jar Method

My husband recently told me about a method to save money more efficiently, which intrigued me. Basically, you sit down and figure out how much you want to spend per month on "extras." What those extras are depend on…
Do You Have a "Clean" Credit Card?

The Consumerist recently posted an excerpt from a financial expert's book advising consumers to always carry an additional "clean" credit card. What's that? A clean credit card is a card you manage to pay off in ful…
The Mandatory Envelope Method

A while ago Cara posted about a way to manage money called The Envelope Method. Here, you put the amount of cash you want to spend for a certain period of time inside an envelope, and if the envelope is empty it mean…
20 Tips to Help Stay Within Your Holiday Budget

From our friends over at Billshrink.com, check out this incredibly thorough list of tips to keep us from breaking the bank this holiday season. For the original post, click here. We admit it: much advice about holiday s…
New Jersey's Financial Emergency

Image Source Chris Christie, the governor-elect of New Jersey who will take office in January 2010, is considering declaring a financial emergency in his state, according to NorthJersey.com. This would invoke the Dis…
AARP Helps Whipper Snappers with Their Money

Image Source Speaking of old people, the AARP (American Association of Retired Persons) recently launched a new site catering to, surprisingly, youngsters. It's called LifeTuner.org, and it's full of personal financ…