Weblog » Archives » September 2009
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A Layman's Explanation of the Laffer Curve
Something you may or may not have heard about when hearing people discuss economics is the Laffer Curve. Whether you have heard of it or not, taxes are definitely something you hear about a lot, and they are also a s… -
Teaching Myself A Good Old Skill
I am going to start trying to teach myself a good old skill....Knitting!!! If I can learn this good then I can make stuff for our family and even stuff to sell. It would be a great skill to know. -
G-20 Follow-up: It's Not Easy Being Green
Image Source I posted yesterday about the Pittsburgh G-20 summit—Friday's big meeting for 20 world leaders to wax economical. And although the G-20 did address some pressing concerns to the global economy, it's open… -
Top Websites to Watch your Favorite TV Shows/Movies and Listen to Music for Free
For years the television, movie, and music industry has been tracking users around the world for illegally downloading their stuff. We all know it scares us half to death to never to download or even buying any type o… -
G-20 Leaders Talk Global Economics
Image Source Friday was the day of the big G-20 summit in Pittsburgh, where leaders from the world's major economic powers convened to talk money. But if you're like me, you were listening to your headphones at the… -
College: Should I? And if so, where should I?
Image Source I have mixed feelings about college. This is my first semester back after taking a year off to "find myself" (or whatever), and thus far I've been employing the head down, power through method of academi… -
Phone vs. E-Mail at the Office
Image Source Like so many children of the 1980s and '90s, I've become perhaps unhealthily reliant upon electronic mail. Maybe it was seeing the sparks fly between Tom Hanks and Meg Ryan in their AOL-inspired love sto… -
Blockbuster: It's Not Over 'Till It's Over
Image Source After my post on Friday listing Ten Corporations in Trouble, an overwhelming majority of the commenters wondered: Where's Blockbuster? The formal movie rental giant was mysteriously absent from Yahoo! Fi… -
5 Ways Relationships are Like a Job, and Sex is Like Money
As you know this came from my conversation with SerenaDante about sexuality rising after a breakup. I told her that money isn't so able to bring up worry when you are getting it. But here are the 5 reasons relationshi… -
Living on a Budget: Tips for shopping
One of my friends recently moved into a house with her boyfriend. It's not her first time living on her own but it IS the first time that money will be tight. Usually she has moved in a with someone who makes more m… -
Outrageous Examples of Price Fixing!
Image Source Mentalfloss.com is one of my favorite sites because it's full of trivia and random facts. It's a daily read for me, and the other day they had a post inspired by Matt Damon's new movie, The Informant. It's a… -
Finding the right thrift stores
When trying to save money and finding the best deals on clothes and other miscellaneous items it helps to do your homework and research. I recently went on vacation to California and albeit I love the Golden state I… -
The 6 Commandments of Internships
Internships are a tricky thing for both organizations and interns. I have devised a guide, an internship bible if you will, to clarify the boundaries in an internship. The most important thing to remember is that… -
More Thoughts On The Credit Card Act
A recent post on Dollarish about a proposal to move up the effective date of the Credit Card Accountability, Responsibility and Disclosure Act asked for commentary on the proposal. The question at the bottom asked th… -
The Problem with the Economy: You Aren’t Needed Any More
"Technology has vastly reduced the number of workers and resources that are required to make what the planet needs. This means that a small number of people, the people in control of the creation of goods, get the ben… -
Finding the Perfect Subway Deal
Image Source Gothamist posted yesterday about a clever iPhone application called MetroCost, which allows you to track how often you ride the Subway (or Metro, or L, or what have you) each month, to determine whether… -
Dollarish Wants You!
Image Source Dollarish wants you—to post on our blog. To contribute to Dollarish, you can submit a post for the front page, or help out our editors by voting on your favorite posts. We'd like to see all kinds of… -
All About Keynes
Image Source A couple of days ago I mentioned John Maynard Keynes' paradox of thrift: that consumers' tendency to save in times of recession only further damages the economy. And it turns out I'm not the only person… -
Unemployed New Yorkers Turn to Job Clubs, Networking
Image Source Laid-off workers in the New York area have been banding together in groups called job clubs. Recently covered in The New York Times, these gatherings for the unemployed are at once networking hubs, train… -
Ten Corporations in Trouble
Image Source SoullFire@xanga posted an interesting article from Yahoo! Finance listing ten big corporations at risk for bankruptcy. I'll show you the list, which ranks the worst-off companies first, and then some of… -
The Man-Cession: More Men Out of Work
Image Source I'm always on the lookout for cleverly coined terms, and today my scouring of the Internet did not disappoint. Ladies and gentleman, I give you: man-cession. This term has been popping up all over the p… -
The Resurgence of Layaway (and eLayaway)
Image Source When I think of layaway, I think of two things: baby boomers and big buys. I imagine those primitive, squalid dark ages before credit cards, when consumers regularly paid for serious purchases (technicol… -
Congress Seeks to Push Forward Credit Card Act
Image Source As the holiday shopping season looms perilously close, two US representatives are aiming to push forward regulations that could help ease the annual credit crunch. Democratic representatives Barney Frank… -
Temporary Jobs: Tough on Workers, Good for the Economy?
Image Source For someone new to the workforce, or just desperate for a job, temporary employment can seem like a viable option. It means guaranteed hours for a set amount of time, and—like an internship—allows you to… -
Saving Money On A Move
As we speak, my boyfriend is packing up his apartment in preparation for a big move. He's going to be leaving NY and joining me here at school. Because he's the quintessential cheapskate, he's doing everything he can… -
Scam Alert: Don't Fall For Google Profits
In this desperately flailing economy, everyone is looking to make a few extra bucks. My homepage is Yahoo! News, so when I saw an article talking about a woman who had made hundreds of bucks by posting links for Googl… -
Is My Saving Hurting the Economy?
Image Source A couple of years ago it might not have seemed possible, but it's finally happened: Americans have remembered how to save. We've trimmed our grocery bills, cut back on the non-essentials, and generally e… -
Save Boxtops To Make $$$ For Yourself Or Your School
Here is an easy way for you to make some extra cash. You've all seen the BoxTops for Education on products you buy . They are on popular General Mills products from Cheerios to Green Giant Vegetables. We all know that yo… -
Hang In There: Your Workday Playlist
The Internet is rife with workday-themed song and video countdowns, but all too many are stuck in the past. We all know "A Hard Day's Night" and "Taking Care of Business" are emblematic of the daily grind, but what about… -
Finding Money- What Would You Do?
Today in my property class, we were covering the various rights involved with items that are lost or mislaid and then subsequently found. This particular professor likes to pose hypothetical questions that he has alre… -
Learning-by-Doing (IT Students, Take Note)
Image Source I've always been a proponent of learning-by-doing—developing your career skills in the workplace (or internship-place) rather than remotely in a classroom. Real world experience is invaluable when it com… -
Workplace Stress: Is Control the Answer?
Image Source Who would you expect to be more stressed: a fighter pilot in the middle of a high-stakes mission, or a cubicle-bound office worker? An interesting opinion piece in yesterday's Wall Street Journal conten… -
The Value (and Mass) of Money
When I was younger, I really loved coins. I loved quarters the most because four of them made a dollar and for a seven year old, that's a lot! At least to me it was. I had a fancy coin machine too where you would d… -
Why Won't You Die!?: The Art of Replacing Items
It's really really hard to get rid stuff that still works, no matter how old or barely functional it is. For example, I have one of the cheapest dish racks imaginable. I won't say who makes it, but it rhymes with on… -
Best and Worst Job Markets in the US
During these economic times, finding jobs isn't easy. Check out the top five best and worst cities of unemployment. The Top Cities: -
Couple Tries to Live On Half Their Salary
As I was going through various blogs this weekend, I stumbled across this story on CNN about a family trying to make it through the year on half of their usual income.The mother was the bread winner of the family, and… -
Southwest Airlines Jumps On The Frugality Bandwagon
Apparently even airlines can benefit from looking at their budgets and cutting out waste.The news making the rounds this past week (including this article from The Dallas Morning News), Southwest airlines will be elim… -
Priorities: What's Your Least Important Bill?
Prioritizing things is something we all do most of the time without giving it much thought. Whether it's prioritizing work projects or just your housework, we all categorize things as more important or less important.… -
The Top 10 Brands...
When talking about shopping and saving, the concepts of name brands comes up a lot. Whether in defense of their quality, or bemoaning the premium placed on a name, brands are a hot topic. But what are these name bra… -
Give Me My Money!
Image SourceThe New York Times’ “Your Money” column had an interesting article yesterday about why banks often take a long time crediting deposits. I’ve had trouble with this before—it can be really frustrating waiting… -
You Don't Look Like A Girl From Abercrombie & Fitch: A Tale of Discrimination
I was going to put a picture of Abercrombie & Fitch here for this story but could not find one that didn't look pornographic Eight years after the terrorist attacks of 9/11, Americans see Muslims as facing more d… -
I Don't Think My Coworkers Take Me Seriously...
I don't think my coworkers at work take me seriously. I'm a young woman, the youngest worker here, and so far I've pretty much reached the top of the ladder. I started off at the bottom working as a regular production… -
Wallet-Friendly Dating
Image Source Love hurts, especially when it comes to your wallet. Even the classic dinner-and-a-movie date can be pretty pricey when you add up all of the components: parking, food, tips, tickets, popcorn—oh my! I've… -
Minding the Gap in Your Resume
Image Source Whether we're talking 20 years of child rearing or an eight-month stretch when you couldn't find a job, resume gaps can happen to anyone. And even if you have a good excuse, these holes in your work hist… -
Calling all bloggers!
Image Source Whether you're a savvy spender or a market maverick, or you just know how to write a good resume, we want to hear from you. Contribute to Dollarish by submitting a post for our front page, or help out ou… -
Living at Home and Avoiding "Boomerangst"
Image Source Considering the dismal job prospects for Class of 2009-ers, it's no surprise that many recent college grads are turning to mom and dad for a place to stay. An article in the upcoming issue of Kiplinger… -
Are You Being Duped At The Outlets?
This article from MSN "Are Outlet Malls For Suckers?", brings up a lot of questions and points I've had at some point about the allure of outlet shopping. It covers a lot of aspects of outlet shopping, from the market… -
How Do You Handle Shared Bills?
Image Source If you're young and living in an apartment, chances are you have a roommate (or maybe more than one), which can make paying your bills all the more complicated. You're dividing the rent, utilities, cab… -
10 Outrageous Foreclosure Stories
This post comes to us courtesy of our friends at Billshrink.com. Check out the original post here. Foreclosures have skyrocketed virtually every month since the collapse of the housing market. Across the country, peo… -
Penny For Your Thoughts
Image Source I hate pennies. They weigh down my wallet, they’re useless (i.e., soda machines don’t accept them), and every time I pay with them at a checkout I feel like one of those little old ladies holding up the… -
Pay Less, Drink More
Image Source Scientists have found a link between bargains and booze—in particular, how the price of alcohol affects the amount of alcohol we consume. The New York Times recently reported on a study examining this re… -
Why I Shop at Thrift Stores...
(Editors' Note: You may have seen this post on Lovelyish. It fit in so well with our budget-minded posts we just had to cross-post!) I saw a post on Lovelyish recently that was a little unnerving. The poster was sa… -
The ABCs (and Fs) of Mobile Banking
Image Source I’m a pretty tech-savvy individual, but I have to admit I’ve only recently gotten into mobile banking. I thought I was arriving late to the party—I mean, I feel like I’ve been seeing commercials about on… -
Brown Paper Grocery Bags Can be More than Trash....
There are so many things you can do to help your environment, but have you ever thought of recycling those brown paper bags you get fromt he grocery store? I have a simple solution to this. Simply cut the bag into squa… -
Senior Citizen with Oxygen Tank Robs Bank - Sign of The Times?
You know the economy is rough when 70 year old men resort to bank robbery. ______________________________________________________________ From San Diego Examiner: The FBI continues to look for a 70-year-old man wh… -
Best ways to save money on textbooks
For about half of my college career, buying textbooks on the first day of classes has stripped me a good $500 of mine and my parents' money. If you have guilty conscious like me, I hate wasting on my parent's money es… -
My First Day At Work After 9 Years...
(Pictures were taken after I returned home from my first day.) Returning to work was a bit scary for this mom who had stayed at home for 9 years. Yesterday was my first day as a McDonald's worker. I promised that I wou… -
Trying To Get My Job Back- I Need Your Input!
I was fired from Walmart in June. It was a very hairy situation, and tonight I decided to reapply. With that, I decided to send the Store Manager a letter with my intentions. I plan on delivering it to him personally.… -
Gold Back Over $1000 An Ounce
Gold futures contracts closed today at $1006.20, bringing gold back over the $1000 mark. The $1000 range has proven to be high resistance for gold in the past, meaning it doesn't stay above $1000 for long before fall… -
Office Bathroom Etiquette
I just saw an article by Career Builder via CNN that is too good not to share. It tackles that elephant in the room people aren't really comfortable discussing: bathroom etiquette at work. For a complete treatment, t… -
6 Financial Mistakes Couples Make
MSN has an article about the 6 financial mistakes that newlyweds make. Reading through it, I realized a lot of the same tips could apply to any couple that lives together, newlywed or not. And really, some of these th… -
Cheap and Packable Lunch Ideas?
So I just found out that they keep a fridge in our student lounge that's open for student use, so I'm going to start packing a lunch to bring to campus. Because I have a a decently long walk, it makes the most sense… -
Colleges Cutting Costs
Time.com had an article about how colleges across the country are being forced to cut costs because of the financial climate. The listed some of the steps schools are taking, from cutting staff to cutting down on main… -
Even The Experts Make Mistakes
I just saw a post on Bankrate.com that really helped remind me that everyone's human. It talks about the financial goofs made by some of the best-known people in the personal finance world. From poor investment decis… -
Oh, The Impulse Buys...
I know you're not supposed to shop when you're hungry. I know advertisers spend millions learning what makes people purchase their brand over others I know the longer you are in the check-out line, the more likely you… -
How I Cut My Grocery Budget By 80%!!
Many people are looking for ways to cut out of pocket expenses due to economic times. Having 5 children, I have had to become very creative with our food budget. When my Hubs and I first got married and combined ou… -
Is The End Of The Recession Near?
So, rumor said since about March, is that the recession should be ending in 2009. For those who haven't heard of this -- don't believe me? I couldn't believe it either, and when I told my dad, he started laughing and… -
Confessions of a Cheapskate
People know me as a cheap person. I've found many ways to inconvenience myself in order to save a couple bucks. For example, I take the bus to and from LaGuardia in NYC instead of taking a cab that would cost at mos… -
Work Gripes: Overused Office Buzzwords
I saw this post today about overused office buzzwords and it really hit home for me. The author talks about the phrases that were used to death in her office like "going forward", "on the same page" and "outside th… -
Oldnavyweekly.com: Hunting For Coupons
I stumbled across OldNavyWeekly.com this morning and I can't believe I'm so late to the party. The idea is that there are various coupons hidden throughout page. So you have to click around and explore until you find… -
Gifting Someone From Freecycle?
I have been broke most of my life, I am okay with that...there are things I will draw the line at. But when it comes to gift-giving, I'm not sure where that line is. I have bought mugs from Ross's Dress for less and p… -
7 Overlooked Benefits of the Recession
By: BillShrink Guy Nothing is easier than identifying problems during recessions. In fact, one might argue that what is truly difficult is avoiding mention of these problems, which are shouted… -
How to Survive on a Student Budget: Food Edition
It's September, which means only one thing... back to school. For students entering college this semester, you'll find it very tough surviving without the aid of parents… well mostly mom. Most students will end up with… -
10 Office Faux Pas
1. Don't! Be the Office Downer You don't want to be such a buzz kill that people arrange their desks away from you.That's what Caroline Melville, owner of virtual administrative service VirtuallySorted.com, had to do… -
What Do You Splurge On?
In response to the recent post Is Being Cheap Worth it?, a lot of answers came back along the lines of "it depends." It seems like, generally, few people only buy cheap things or only buy expensive things. Instead, mo… -
Mega Millions/Powerball Lotteries: Games For The Mentally Challenged...Or Are They?
Last Friday, the Mega Millions Lottery jackpot was at $333 million big ones. Two tickets won that lottery. Sadly, neither of them belonged to me. It got me to thinking about lottery odds and whether playing the lotte… -
Is Being Cheap Worth It?
In the age of disposable goods made from outsourced labour and cheap materials, stores have made great profits by selling inexpensive goods. Where once an item was expensive, but expected to last, now our expectations ha… -
Do You Return Cans for $$$?
Growing up in Michigan, I always took it for granted that you can return bottles and cans to get the deposit money. When I was little, I used to collect all the cans from my brothers' rooms (they were such pigs!) and… -
Have You Ever Worked With Financial Planner?
I was looking at this post over at Financial Nut that talks about the author's experience with a pushy financial planner. It reminded me of the why I've been apprehensive about financial planners in the past.To be fai… -
I Hate Tipping!
This article is what inspired this rant... it's all about tipping and how 15% is no longer considered a "good" tip. I love love eating out at restaurants but quite frankly I HATE tipping. It's an absolutely outdated… -
Confessions of a Textbook Salesman
Have you ever wondered why your college textbooks are so expensive? According to this blog post, the major textbook publishing companies actually employ sales reps whose job it is to schmooze professors to ensure tha… -
Back-To-School Shopping Psychology
A recent article from USA Today discussed the psychology of back-to-school shopping. So while it's partially motivated by the need for bigger clothes, the article argues that so much of is it about control over the sc… -
Have You Ever Had Domestic Help?
The concept of having any kind of domestic help, like a nanny, maid or cleaning lady, seems like a complete luxury item. I know very few people who have ever had any hired help come into their homes. In the US in part… -
Where Do You Draw The Line?
Around here, we often talk about ways to save money and the creative things people will do. But something we don't talk about so much is what we WON'T do just to save money. I think everyone has a line they won't cros… -
A Fun Day- On A Budget!
We took a trip to Salvation Army, which was, surprisingly, open on Labor Day (that's today folks). We made a deal that each of us would have an “allowance” of 3.50 to play around with. Davey (my SO) didn’t find anythi… -
What Qualifies as "Cheap" to You?
My new issue of Glamour came in the mail this weekend. It's an issue devoted largely to the idea that the economy is improving, so if you have the disposable income, it's ok to shop again - in fact, it's a great idea… -
What's More Important: Salary or Happiness?
This is a pretty common question that gets tossed around a lot: would you rather make less money and love your job, or make money and always dread Mondays? In theory, I suppose we should all value our happiness more… -
Where Are You Most Tempted?
A little while ago, Trent from The Simple Dollar did a post about the places that tempt him to spend money the most. This got me thinking about the places where I have to work the hardest to resist spending money. For… -
To DIY or Not to DIY...
This weekend, I did a couple DIY projects to spruce up my place. I could have gone out and bought some artwork for the walls, but I had much more fun doing the projects myself. They saved me money and I felt like I ha… -
Memories of My First Job
Today, I had a few nostalgic memories about my first job. Today my wife applied at the place where I first set my employment footprints and it looks like she may get a job there. So talking with a manager that works… -
Affluent Customers Most Likely to Use Coupons
According to some numbers recently released by Nielsen, people with more money are more likely to be heavy-coupon users: "More affluent consumers ($70k+) are considered super heavy coupon2 users (39 percent compared t… -
Do You Have A Roommate?
Coming back to school, I had to decide whether or not to take on a roommate. At first glance, it seems like a no-brainer for a broke student to have a roommate. It's so much cheaper, and it means taking out significa… -
Are You Shopping This Weekend?
There are tons of Labor Day sales happening this weekend, but I won't be taking part this year. Textbooks were really expensive this year, so I definitely don't have the funds for any fun shopping. But I have seen s… -
How Do You Feel About Payment Assistance Fees?
I have worked for a company for the last four years. I love what I do and the customers I help. We have recently been struggling as a company because of the economy. I can see the impact with the changes I make to a c… -
How To Save Money On Your Bills
Bills suck, but they're a fact of life. But that doesn't mean you can't go down fighting. Thinkyourwaytowealth.com had a great post about the little things you can do to cut down on your bills. After all, any little b… -
What's the difference between wealthy and rich?
I've always wondered what the difference was between "wealthy" and "rich", or if there even is a difference. According to the Merriam Webster dictionary, here are their definitions: Wealth - 1 : having wealth : very… -
From The Outside Looking In...
From the outside looking in everyone's life looks like a breeze and they are so very lucky. But instead of looking inside go inside. It's hard to get accepted into "cliques" if you will. You put your own limitation… -
How The Bank Gets Money From You...
We've talked about ATM fees and overdraft fees here on Dollarish before, but it's easy to forget about all the other small fees banks have. You may not even be aware when you're being nickel and dimed, so it's hard to… -
Is Now The Time For A Raise? 10 Tips Getting A Raise Now
Most the most part, people are just glad to have a job at all these days. But what if you've been working particularly hard and think that maybe, just maybe, you deserve a pay raise? CNN made a list of 10 tips on how… -
Do You Have Any Cheap and Easy Decorating Ideas?
Hey All! I figured I'd reach out to the community for advice. I love my new apartment, but it's got the typical white walls that are boring me to death. I'm not allowed to paint here, like I was at my last apartment.… -
Customer Service nowadays....
Okay I found out during the first week of July that I had a recalled crib! It was recalled first in October of last year explaining that you just had to add a part to it. Then in July of this year, it was officially r… -
6 Common Job Scams
Plenty of people are looking for jobs these days and are resulting to a huge variety of methods to do so. The internet can be a great resource, but just make sure you aren't being taken in by a scam. Here are 6 common… -
How Much Does Car Status Mean To You?
I've never really cared about cars or car status. Growing up, my family just drove whatever we could afford. I distinctly remember being excited about getting a 10 yr old Oldsmobile because it was new to us. We didn't… -
Your "REAL" dream job.
Recently I had a talk with my little brother in which we discussed his dream job. He recently began High School and was asked what his dream job would be, probably so that he could get some direction in life. He told… -
Do You Dream About Work?
You hear all the time how we're a country of workaholics who can't separate work from their personal lives. I know I used to struggle with that. So much so that it would even follow me into my dreams! Before I left fo… -
What Men's Underwear Can Tell You About The Economy
Want to know how the economy is doing? Apparently you should be checking your man's underwear drawer. According to this Washington Post article, something called the Men's Underwear Index (or MUI), the number of new p… -
Museum of Counterfeiting: Exploring the World of Knock-Offs
In a small building in Paris lies the Museum of Counterfeiting or Musée de la Contrefaçon. It was opened in 1951 and provides the history of knock-offs along with plenty of side-by-side comparisons of the real things… -
Would You Prefer A 4-Day Work Week?
According to Time.com, last year Utah became the first state to mandate a four-day work week for most state employees. The 17,000 people participating still work 40 hours a week by working 10 hour days Monday through… -
10 Behaviors The Recession Made Okay...
In the world of personal finance, there's often a fine line between frugality and miserliness. We all know those people who are so cheap, they do things to save money we think are anything from weird to too time-consu… -
Advice from Mom: Getting Out Of Debt
Some people have so much debt it's scary! I thought that the couple I met last year were unusual, but now I'm changing my assessment! My husband and I are not shining examples of debt management, but this couple will c… -
Tricked by a Tramp? Me Too.
Vagrant, derelict, drifter, loafer, panhandler, vagabond; society has many names for the down-and-out. Like "hobo" and "bum," the word "tramp" is considered vulgar in American English usage, having been subsumed in mor… -
How Do You Repay Favors?
Last week, I was in a total bind. I had bought a new couch and the only available delivery time for the next month was on Friday, the last day of orientation for me. Their policy is to inform people of their delivery… -
Work Gripes: Things NOT To Do In A Grocery Store
These are words of wisdom from my cousin, Joey, about what not to do in a grocery store:1. Go through the checkstand on your cell phone. You make the checker feel like they're such an insignificant part of your day th… -
Worldwide Cellphone Costs
I thought cellphone use was pervasive in the US, but according to this piece from Billshrink.com, some countries have actually reached a saturation of more than 100%. That is, they have more cellphone subscriptions t…
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