Friday, 23 January 2009
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Live With His Family For Free Or Pay Rent/Bills In Our Own Place?
Guest blog by SunnyMitsu
I mentioned once before that Matthew and I were considering moving into his mom's house after the wedding.We decided we would rather not. But we have a lot of debt!!
His mom wanted us to make a decision and sat down with Matthew to talk. She explained that she would only charge us $350 for rent.
What she forgot to mention the first time we talked was that she planned to take the $350 and use it to help us pay off our bills.
She said she would like to get together to make a list of our loans along with the interest rates and put the $350 on the loans with the highest rates until they are paid off (or at least down).
So we'd basically be living for free and paying a ton on our bills.
That way we will be able to afford to move to Florida like we would like to do.
On the other hand, that means we'll have to live with his mom and step dad for awhile. I like having my own apartment, but if we don't pay down our debt, we'll be stuck in the apartment forever and never be able to get a real house.
What would you do, move and struggle with rent but have your own place or stay and live for free?
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About the Author
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- From: SunnyMitsu@xanga
- Name: Christina
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- About Me: I love Jesus Christ and live my life to glorify Him. I love my husband, Matthew. We do everything together and have a great time. I moved away from home after college and have been wanting to move back home ever since. That was 4.5 years ago. I carry my camera everywhere and love unveiling hidden beauties of our world through photography. I love to be creative. I love nature, especially the beach and take walks into the most wilderness-like settings I can find, wich often just takes me to our city's park. I love animals and people and am always ready for life's next adventure.
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Comments (9)
I would never live with in-laws. Ever. I don't think I'd be able to move back into my parents house after moving out, either.
I don't think people should be getting married until they are at point where they are able to be financially independent. I understand that things happen that you wouldn't expect to, however in general, you shouldn't be getting married if you can't even afford a small apt on your own.
Now, if a parent has an apartment or separate living space that they are willing to RENT to you, that is a different story. But once you are married, you are no longer supposed to financially depend on your parents.
Take them up on the offer....IF you make sure there are clear boundaries. If they are not the type to be in every aspect of your life you can make it work. That is a huge opportunity to be paying off so many things so you can have that life that you want. Most parents would not be willing to do that.
Even though it may be difficult to handle sometimes, I would move in with his parents.
For me it would depend on how the parents were. Like my bf and I moved out of our homes last year. He could have still stayed at home with him parents and I could visit whenever I wanted. We didn't even bring up the idea of me living there instead of us getting a place, because before I stayed there during winter break and well it was very awkward. If his parents seem him as an adult and see you two that way and respect your privacy then it could work. For us that wasn't an option as his parents still saw him as a high schooler and not as the college graduate that he was. Actually him moving out and us living together this past year was what helped them realize that he isn't a kid anymore. So I'd just caution that you all talk about like how the living situation will go. Like where will you be sleeping, will you have alone time, that kind of thing.
For one, it'd depend on his parents. If his parents weren't the type I could get along with, moving in would be a really bad idea. Another would be boundaries. Would they come waltzing in the bedroom any time they wanted? Would they listen in constantly? Would they pressure either of us to do something we wouldn't want to? etc. If the boundaries weren't set to a comfortable zone for us and them, that'd pose a problem. Another would be whether or not we'd feel comfortable there in general, would they feel comfortable; would we be able to spend time alone on the same basis as before? If everything were to work out perfectly, I'd go for it. That would definitely help in the long run if you guys can get your debts paid off early.
that is a good question...how well do you get along with his parents? also, how big is that house?
if you two can't get your time with each other then, it might not be worth it. But in a similar situation (minus the SO) i'm living at home looking for a decent job. sucks cause the jobs I want aren't available or I don't have the experience. and also I have tons of bills myself with credit cards and school loans coming into effect. thank god I'm able to live at home rent free and pay my bills. my biggest priority before I can really move out in my own place. anyways, good luck to you two
I would never live with my mom or his parents. His parents would never let us live it down and hold it over our heads the rest of our lives.
I would never live with my in-laws. One night in a hotel room drove me crazy!
It might be a good thing to consider for a couple of months though. It all depends on your situation and what you are willing to give up!