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Tuesday, 09 February 2010

Monday, 08 February 2010

  • Free Food: Is It Worth the Effort?



    Yesterday, my friends and I were watching the Super Bowl when an ad came on for Denny's free Grand Slam event, which is happening tomorrow from 6 a.m. to 2 p.m. During those hours, the popular diner is serving up its free trademark breakfast plate, which includes two eggs, two pancakes, two strips of bacon, and two sausage links. Mmm.

    So we saw the Denny's ad, and our gut reaction—so to speak—was happiness. "We have to do that!" someone said. "I'll wake up early for a Grand Slam!" another person added. And then we remembered, Oh, we're in New York City. The nearest Denny's is in Jersey, and pretty much impossible to get to without paying more than a Grand Slam is worth in highway tolls or train tickets. More Here...
  • Do You Care What People Think?


    Everywhere you turn, people advise you to ignore what people think, that you should do what you want because others' opinions don't matter.

    In addition to affecting your self esteem, caring what others' think can hurt your bank account. At the most obvious level, there's the "Keeping Up with the Joneses" mentality, where people spend money just to one up their neighbors or those around you. But it doesn't have to be as extreme as that. As this post points out, so much of what we buy can be subtly motivated by a need to impress other people.

    In the post, Trent points out that clothes shopping, home decorating and car purchases can all be about impressing others. I suppose it's true that I don't buy the most bare minimum of clothing to keep myself covered, that I do put thought into it.   

    More Here...
  • The Shopping Diet



    As a person who has successfully quit smoking and semi-successfully dieted, I can say with authority that the best way to ditch a bad habit is to go cold turkey. No cigarettes, no ice cream, etc.

    Apparently this works with spending habits as well—as of September, 97 women took cold turkey to the next level in a year-long event called The Great American Apparel Diet, which challenges participants to not buy any new items of clothing for a full calendar year.

    When I first heard about this, I assumed all of the participants were in it to save money, but a Time blog post on GAAD featured "dieters" with all sorts of motivations. Some wanted to be friendlier to the environment. Some were sick of their closets overflowing with clothes. Some wanted to learn how to repair tears and holes instead of immediately replacing garments. Some just wanted a challenge.

    All I know is—wow—I'd quit smoking one hundred times before I ever tried to quit shopping. More Here...
  • How Does Hype Affect Your Purchasing Decisions?

     

    The announcement of the Apple iPad was definitely accompanied by a lot of hype, as all Apple announcements generally are. At least one company out there, however, thinks that all that hype has actually turned off potential buyers.

    A company called Retrevo conducted an online survey and published the results on Friday. They asked the question "Have you heard about the Apple tablet?" and the answers for "Yes, but I'm not interested in buying one" went up from 26% before the launch to 52% after the launch. Now, a lot of people are contesting this interpretation, as well as finding fault with the methods used to gather the data.

    No matter what happens with this particular survey, it got me thinking about the effect of hype on our purchasing decisions. Does it actually work?  More Here...

  • What Were Your Favorite Super Bowl Ads?



    Yesterday was Super Bowl Sunday, and although I was very happy to see the New Orleans Saints to pick up their first championship win, I know that in two, four, or a dozen weeks from now, I'll remember the Super Bowl commercials much clearer than the game. Here are a few of my favorites:

    Careerbuilder.com: Casual Friday

    Featuring a lot of pants-less, average-looking people, this commercial gets instant points for being both shocking and hilarious, telling the story of a poor employee whose office decided to make every day casual Friday. The Careerbuilder.com logo comes in at the end as both a reveal and punchline, and the tighty-whities vibes grew ever stronger during the immediate next commercial, for Dockers, which featured more pants-less frivolity. More Here...
  • The Who's and Why's of Strategic Defaulting



    A couple of weeks ago, I posted about strategic defaulting, a growing trend where homeowners underwater in their mortgages enter into foreclosure before it is financially necessary. For many people, strategic defaulting is a way to cut their losses, however skeptics argue that this is irresponsible, amoral, or just plain risky.

    For more information, I turned to a recent article in Daily Finance on the statistics and risks behind strategic defaulting.

    According to a study by First American Logic, the average homeowner begins to rethink their commitment to their mortgage when the value of their home decreases to lower than 75% of what they owe. That's about 4.5 million homeowners as of the third quarter of 2009, and some analysts expect the number to rise to 5 million by the middle of this year. More Here...
  • Advice: Is there a good way to break a contract?


    I live in northern Manhattan and have three months left on my lease and gym membership. After that I'm going to move near my job, in Brooklyn.

    The thing is, I kind of want to switch gyms now, because it would be easier to go after work and I spend a lot of nights staying over with Brooklyn friends.

    Do you think I can convince my gym to charge me for a 3-month contract (which they also offer) instead of the 6 months I originnally paid for? I'd get about $100 back. What should I say to them?

    If I can't shorten the contract, I won't switch gyms — it'd be wasting too much money.

    Give your advice at Dollish's NEW Advice feature here...

Sunday, 07 February 2010

  • Valentine's Day Gift Ideas


    Valentine's Gift Tips:
    I think that the tips for Valentine's Day's Gifts are basically the same as with any gift giving.
    • Know the Person: The key to giving a special gift is knowing the person's personality and what they will like. You can find inspiration in a lot of places, but make sure that ultimately the gift is going to make your loved one's day a truly special one!
    • Don't over spend: It will just stress you out and take away from the holiday.  As long as you have put some thought into it and your love shows through, your loved one will cherish it!
    • If your low on funds...just be creative! Cook them a special meal, wash their car, clean their house. I don't know about you, but if someone did one of those things for me it would mean more than a piece of jewelry or expensive meal at a fancy restaurant. 
    More Here...
  • Online Shopping: 12 Crazy Things You Probably Shouldn't Order



    Awesome. Cracked brings us a list of the internet's 12 craziest products for sale, from killer robots to human hamster balls. Let's check out the list:

    12. A Landwalker

    This ideal beginners' tool for world denomination can be yours for $350,000 (according to Cracked—my Japanese isn't so good). Cracked says that there's no other use for a landwalker other than taking over civilization, but I think it would also work as a sweet way to improve your commute. More Here...

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