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Thursday, 18 March 2010

  • How Do You Feel About Self-Checkout?


    A recent blog post over on Consumer Reports is full of ranty goodness against supermarket self-checkout machines. The author expresses frustration because he has to do extra work at the store and can never get the machine to work right. He then makes the doomsday prediction that these machines will replace all human cashiers because they cut down on the need for employees. And a lot of his commenters share in his hatred of self-checkout and inability to actually use the machines.

    I have to say, reading the post made me think of my dad...and the people at my Key Foods in NY. My dad hates self-checkout because, back in his high school days, he used to work at a local grocery store as a bag boy and cashier. So he hates that the machines are taking jobs from high school students like he was. And at my local grocery store in the city, they installed about 6 machines just before I moved in. It was such a pain to try to stop in the store one the way home after work. Most of my neighborhood was made up of senior citizens, and they just couldn't figure out the machines. What should have been a quick trip in for some milk and eggs would take 45 minutes because lines would build up.   More Here...

  • Advice: How to Get Cheap Rent?

     
    A lot of people, including me, are pretty clueless about how to get deals on things like rent. I'm not much of a bargainer and pretty much just pay whatever they ask. I mean, rates are rates, right?
    But I have friends who have actually gotten cheaper rent and even car insurance simply by bargaining.

    If you have suggestions on how you can rent for cheaper, "Ask the Reader" on Wisebread.com is offering two $20 Amazon gift certificates which you can win by giving your advice on their site. And if you're not a bargainer, you can also give advice on how to make the most of limited space and how to get your security deposit back. Also, if you know where to find deals on rent, you can share them here and enter to win.

    To enter, post your comments on wisebread.com.   More Here...
  • Are You Using Too Much Laundry Detergent?

    A posting on ConsumerCommentary.com made me consider how much laundry detergent I was using on my clothes. Sure enough, when I put my clothes in the washer with no soap at all, there were suds, meaning there was still soap in them from the last however many washes. Thinking about how much soap I had been wasting, I realized this could save a lot of money in the end.

    This posting was actually a response to an article in the New York Times that says using too much soap in your washing machine and dishwasher can cause serious damage to the machines. Apparently, most people use 10-15 times more soap than is necessary. The reason for this is More Here...

Wednesday, 17 March 2010

  • Does Saving the Earth Cost You More Money?

    Does Saving the Earth Cost You More Money?

    "Going green" means doing your part to save the Earth.  But that doesn't mean, transversly, that the environment is interested in saving your wallet.  In fact, cost is one of the few excuses people can still pull out against green initiatives. 

    But does saving the planet really cost you more money?

    It all depends on how you look at it. If you're talking, for example, about purchasing green products, you might have an expensive leg to stand on.  Organic food, most obviously, costs more than the your mass-produced garden variety sustenance.  So does organic cotton.  Which, OK, means you might not want to buy organic clothes or organic furniture.  And even I won't push you into use organic cleaning products, which are doubly pricey when you consider that they aren't, unfortunately, as effective as the toxic stuff. 

    And yet ...

    More Here...
  • Beware of Census Scams

    Everywhere you turn these days, you're likely being encouraged to send back your census form.  These forms will be appearing in mailboxes this week. And because scam artists take advantage of being topical, they may be contacting you this week as well.

    Because the Census is one of those things everyone is exposed to, but not many people really know much about, it makes it prime fodder for crooks who will be emailing and calling folks pretending to be from the government.

    CNNMoney has an article about the possible  scams and has some things to keep in mind to keep you safe:

    • The census questionnaire only has 10 questions.
    • There are NO questions asking for your bank account, credit card number or social security number.
    • The census will NEVER contact you via email. So don't open attachments or click links in emails that are supposedly from the census- these are fake emails.
    • A census worker will come to your home if you don't return the form in a month but they will have the following:  
    • More Here...
  • Is Consumer Reports Reliable?


    It's 2010 and the newest edition of Consumer Reports is out, with its list of the top ten cars of 2010. Check out this sneak peak on GetRichSlowly.com. Every time I have been in the market for a car, Consumer Reports has been a great resource for finding the best value for the best price. It rates the cars on reliability as well as fuel economy. The report also tells the best cars to buy used, based on how reliable they have been over the past ten years.

    While it is a great resource, I hold Consumer Reports completely responsible for the 1988 Ford Escort I had to drive all through high school. More Here...
  • Would You Pay a Dog to Sniff Out Bedbugs?


    As you may have read in my previous post, I've had a few issues with bedbugs and have been trying some natural remedies to get rid of them, which seem to be working, by the way. But there is one new, very natural, remedy to detect them that will save you from the most common way of detecting them, which involves waking up with itchy, red bites all over your body. Instead, before renting or buying, have a dog sniff the premises.

    An article in the New York Times outlines how bedbug-detecting canines can save you a lot of pain and aggravation.

    When I first read that a pest control company in my area offers dog services for bed bugs, I thought it meant that they would treat your dogs for bedbugs like you would treat them for fleas. Then, reading further, I discovered that dogs are actually used to sniff out bedbugs. This new process, featured in the Times article, has been researched by entomologists at (my alma mater) the University of Florida.
     
    The article also provides some interesting background information which made me feel a little better about my situation. According to New York's Department of Housing Preservation and Development, bedbug complaints and violations have increased at an unbelievable rate in the last six years, from 537 bedbug complaints in 2003 and 82 violations (certified infestations) to nearly 11,000 complaints last year with 4,084 violations cited (nearly double that of the previous year).

    So before renting an apartment or buying a house, it would be wise to have some sort of inspection done. According to the University of Florida researchers, the dogs can detect a single live bug or egg with 96 percent accuracy, much more accurate than a human inspection and in much less time. If you're interested, a couple of companies that offer canine services in the New York area are MandM Pest Control and Bed Bug Locators.

    What do you think about this? Would you trust a dog to check for bedbugs? Enough to pay for this service?


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  • Advice: Starting a Career in Journalism?


    It's always nice to see someone trying to be prepared, and a user is doing just that over in Advice.

    On our Advice page, Penny_Pincher is asking:
     So I'm still in high school (going to be a senior next yr!), but I know I want to be a journalist. How do I get started with this? Is there anything I can start doing now?

    More Here...
  • Get Rid of Student Loan Debt...Without Paying a Dime


    Student loan debt is one of those things that just hangs over your head. And for more and more students these days, they are an unavoidable burden if they'd like to attend college. I managed to avoid racking up too much debt during undergrad, but the idea of paying back my law school loans makes me a little sick to my stomach.

    Fortunately, there are alternative  ways to escape student loan debt that doesn't require paying it back.  I knew about a handful of ways before, but a recent post on Moneyning has a round-up of  10 ways to eliminate student debt without paying them and there are many alternatives on the list that were new to me.

    Some of programs they highlight are:  More Here...

  • Advice: How Bad are Scratch-Off Lotto Tickets?


    Community member kadyisawesome182@xanga  submitted a question to us, and we thought it would make a great advice post.

    Her question is:

    I turned eighteen back in September. Ever since then, I have been itching for scratch tickets. Whether it's harmless fun with a friend to go pick a few up, or me by myself I get a thrill. Do I really want to win money that bad or do I just like the thrill of chance?

    Do you or anyone you know have a gambling problem?
    Do you think it's just harmless fun or a serious problem?

    More Here...